The Essential Role of Analytical Skills in Al-Powered Financial Systems: Methodology, Model Interpretation, and Performance Metrics

Disha Patel

Citation: Disha Patel, "The Essential Role of Analytical Skills in Al-Powered Financial Systems: Methodology, Model Interpretation, and Performance Metrics", Universal Library of Business and Economics, Volume 02, Issue 03.

Copyright: This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

Abstract

The article focuses on the evolution of analytical competencies in the environment of AI-driven financial platforms. The objective of the study is to systematize and analyze the process of transforming the set and content of analytical skills required by financial specialists for productive work with AI systems. The methodological foundation was a systematic review of specialized literature during which contemporary theoretical concepts and empirical industry trends were integrated. The findings indicate a shift in emphasis from routine computational abilities to higher-order competencies: critical verification of AI outputs, interpretation of multilevel models, management of black-box risks, and strategic decision-making. It has been established that true synergy is achieved not through human substitution but through the transformation of the human role into that of validator, strategist, and guarantor of ethical standards. The scientific novelty lies in substantiating the transformation of analytical skills from tools of purely informational processing into mechanisms for verification, interpretation, and strategic management of complex, often opaque AI algorithms. The presented material will be of interest to academic researchers and heads of financial departments, as well as practitioners – accountants, auditors, and financial planning specialists – and educational institutions developing modern curricula.


Keywords: Artificial Intelligence, Financial Systems, Analytical Skills, Transformation of Professions, Critical Thinking, Data Analysis, Explainable AI (XAI), Risk Management, Financial Analysis, Human-Machine Interaction.

Download doi https://doi.org/10.70315/uloap.ulbec.2025.0203007